Used
Commercial Trailer Dealer & Financing
Built for the Job.
Financed for
the Business.
Premium construction trailers — lowboys, flatbeds, dumps, and step decks — with financing built in. No bank runaround. No surprises.
New/UsedEquipment In Stock
$0 DownFinancing Available
All CreditHistories Welcome
Same-DayApprovals Available
Equipment Financing
Don't Let Financing
Stop You from Getting to Work
We built our financing arm specifically for the transportation industry. That means faster approvals, smarter terms, and fewer barriers — whether you're a startup or an established fleet.
Purchase Financing
Own the trailer outright. Fixed payments, extended terms up to 72 months, $0 down on qualified units.
Lease-to-Own
Lower monthly payments with a purchase option at end of term. Ideal for cash flow management.
Check Your Rate
Soft pull only · Results in minutes · Subject to credit approval
How It Works
From Application to Keys in Hand
No bank runaround. No weeks of waiting. Three steps to getting your equipment financed.
01
Apply Online
Fill out a quick application — takes about 2 minutes. Soft credit pull only, so there's zero impact to your score.
No documents needed upfront
02
Get Your Decision
Our team reviews your application and matches you with the best financing option. Most decisions come back same day.
All credit profiles considered
03
Pick Your Equipment
Choose from our lot or bring us a deal from any dealer or private seller nationwide. We handle the paperwork — you get the keys.
Buy from anywhere, we finance it
Why Jayma Qualified
A Dealer That Does More Than Sell Trailers
Most dealers hand you off to a bank and wish you luck. We built our own financing team because we know the deal falls apart when financing does.
Buy From Any Dealer or Private Seller
We're not just selling you a trailer — we finance any trailer you find anywhere. Shop nationwide and bring the deal to us.
Dedicated Transportation Industry Team
Our financing specialists understand heavy haul. No generic loan officers — people who know the difference between a lowboy and a step deck.
Same-Day Approvals, Not Weeks
Most approvals within 24 hours. We've funded deals in as fast as 72 hours from application to keys in hand — because job sites don't wait.
Full Lifecycle — Purchase Through Payoff
We stay with you. Rate reviews, refinancing options, and additional unit financing as your fleet grows. One relationship, many deals.
Customer Stories
Operators Who Got the Job Done
“Been turned down three times by banks because we're a 2-year-old company. Jayma looked at our contracts and cash flow, not just our history. We're running four trailers now.”
MC
Marcus Caldwell
Caldwell Heavy Transport LLC
4-Unit Fleet Financed
“We needed two lowboys fast — road project started Monday, it was Thursday. Jayma got both units approved and delivered over the weekend. I didn't think that was even possible.”
DH
Derek Hartmann
Hartmann Excavation & Grading
2× XL 60-Ton Lowboys
“The financing team actually knows trailers. When I said I needed a hydraulic detachable gooseneck for oversized hauls, they didn't ask me to explain what that meant. Refreshing.”
AR
Angie Rourke
Rourke Specialized Carriers
Fontaine HDG 75-Ton
Let's Get You Working
The Right Trailer.
The Right Terms.
Your next trailer is on the lot. Your financing is ready. The only thing missing is your application.